Adding an authorized user can work well for situations where one party needs assistance getting their credit journey started.
Adding an authorized user may help the user build credit and learn about using a credit card responsibly.
Build Credit History: On-time payments by the primary cardholder will be reported to credit bureaus and can help build your credit history
Boost Credit Score: Good credit utilization (keeping balances low) and on-time payments by the primary cardholder can positively impact your credit score
